• Colorado
  • Phone: (303) 403-8168
  • NMLS #: 257365

James Spray

Mortgage Banker

 

MEET JAMES SPRAY

A Colorado native with four decades of mortgage lending experience, James specializes in reverse mortgages (both purchase and traditional). He offers both the FHA Home Equity Conversion Mortgage as well as a private reverse mortgage for higher value homes.
He has been recognized in local, state and federal courts as an expert witness on consumer credit as well as residential mortgage issues and has frequently been quoted by numerous media outlets, one referring to him as “The Consumer Oriented Mortgage Broker”. Being a great listener also serves him well as he researches options and works towards the very best outcome for his clients.

WHAT YOU SHOULD KNOW ABOUT JAMES

Seven years of graduate and post-graduate studies contributed to James becoming an avid reader, reading anything and everything, both personally and professionally. Whether learning about the latest new trend in cooking (his favorite pastime after reading) to exploring books and magazine of all sorts to digesting several domestic newspapers and periodicals on consumer credit, you will more than likely find James consumed with learning.

HERE ARE A FEW MORE THINGS TO KNOW ABOUT JAMES

James lives in Wheat Ridge with his lovely bride and when he’s not cooking, reading or writing, you will find him enjoying the company of his older grandkids and playing with the younger ones. He is inspired by the beauty and vastness of nature and in the future, plans to continue contributing to those around him in ways that are helpful and provide happiness.

Word James lives by: “Have patience, listen closely and be kind.”

 

" Whatever you can do or dream you can, begin it. ~ Goethe "